Affording Home Care
Finding new ways to help you
A Guide to Affordable Live-in Care and Support Services
How much does live in care cost?
The cost of live-in care and home care services can vary depending on a number of factors, including:
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The level of care needed
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The location of the home
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The experience of the caregiver or agency
How Can You Pay for Care?
Firstly, we must highlight that everyone’s situation is different — and so are the ways people pay for care.
Direct Payments (Council-Funded, But You Stay in Control)
Council-Arranged Care.
Self-Funded Care (Paying Privately)
NHS Continuing Healthcare (CHC)
Attendance Allowance or Personal Independence Payment (PIP)
We know this can feel confusing — we’re happy to talk you through it. Just give us a call or drop us a message and we’ll help you explore the best route for your situation.
Disclaimer: these may vary from care provider to care provider so ensure that you check before hand
Our Live-in Care Services
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Live-in care/24 hour care
Choose Live-In Care for consistent, highly personalised support. Rather than receiving multiple visits, a carefully matched carer resides with your loved one, becoming a trusted, familiar companion and professional support system.
This discreet service delivers 24-hour peace of mind, managing everything from personal care and medication to complex care requirements. By avoiding disruptive moves, we help clients maintain their independence, routines, and connection to their community.
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Parkinson's live-in care
Parkinson's live-in care is a dedicated solution designed to protect your loved one's independence and quality of life. An expert carer provides 24-hour, one-to-one support, discreetly assisting with personal care, complex medication management, and mobility challenges.
This focused approach ensures dignity and consistent, high-quality support as the condition progresses.
3
Live-in care for couples
Our Live-In Care for couples is a specialist service designed so you and your partner can remain living together, enjoying your life and routines without disruption. A single, dedicated carer moves into your home, providing round-the-clock support tailored to both of your individual needs.
This ensures continuous assistance with personal care, household tasks, and companionship, giving you the peace of mind that your life together—at home—can continue safely and happily.
We serve 5 Locations and counting...
Maximising Value and Affordability in Live-in Care and Home Care Services
Direct Payments (Council-Funded, But You Stay in Control)
If you qualify for funding from your local authority, you can choose to receive the money directly as a Direct Payment. This allows you (or your loved one) to:
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Choose your own care provider (like Siete)
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Design a personalised care package
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Stay in control of how and when support is delivered
Many families don’t realise they’re eligible — speak to your local council for a care needs assessment.
Council-Arranged Care
The local authority may assess your needs and manage your care directly, using their own care providers. While this removes the admin, it usually means:
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Less flexibility in visit times
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Limited choice over who provides care
Some families find this a good option short-term, before switching to Direct Payments for more personalised support.
Self-Funded Care (Paying Privately)
If you're not eligible for council funding — or want to top up what’s provided — you can pay for your care privately. This gives you full flexibility, including:
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Choosing the exact level of support you want
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Starting care without waiting for a council assessment
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Using it alongside NHS or council-funded services
NHS Continuing Healthcare (CHC)
In some cases, the NHS may cover full care costs for people with ongoing complex health needs. This is called Continuing Healthcare (CHC) and is:
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Assessed by your local NHS team
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Not means-tested
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Provided free of charge if you're eligible
CHC can be used in your own home or a care home.
Attendance Allowance or Personal Independence Payment (PIP)
These are government benefits (not means-tested) designed to help people who need support due to illness, disability, or old age. You can:
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Use them alongside other care funding
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Spend the money how you choose (e.g. on a helper or home adaptations)
